Send money from
NZD to PHP.
Looking for the cheapest way to send New Zealand Dollar (NZD) to Philippine Peso (PHP)? CheaperSend compares real-time exchange rates and fees from 3 providers to help you find the best deal.
Real-time Rates for 1000 NZD
Why compare?
Exchange rates and fees vary significantly between money transfer providers. On a typical transfer from NZD to PHP, the difference between the cheapest and most expensive provider can be 3-5% of your total amount. Banks often hide fees in the "exchange rate spread" - the difference between the real rate and what they offer you. Always check the total cost (fees + exchange rate margin) before sending.
Top Providers
Based on our real-time data, top providers for NZD to PHP transfers often include Wise, Remitly, ASB NZ. Each provider has different strengths.
Frequently Asked Questions
What is the best way to send money from NZD to PHP?
The "best" way depends on your needs. For cost, digital providers like Wise or Remitly often beat banks. For speed, services like Western Union or MoneyGram are fastest but often more expensive. For large amounts, specialized brokers like OFX or Xe may offer better personalized rates.
How much does it cost to transfer NZD to PHP?
Costs vary by provider. specialized services typically charge a small upfront fee (e.g. $5) and a small markup on the exchange rate (0.5-1%). Traditional banks may charge higher wire fees ($25-50) plus a significantly higher exchange rate markup (3-5%).
How long does a NZD to PHP transfer take?
Digital wallet transfers can be instant. Bank-to-bank international transfers typically take 1-4 business days to clear, depending on the banking infrastructure of the destination country.
Is it safe to send money from NZD to PHP online?
Yes, provided you use a regulated institution. Look for providers regulated by authorities like the FCA (UK), FinCEN (US), or ASIC (Australia). All providers listed on CheaperSend are fully regulated financial institutions.
Can I send NZD to a bank account in Philippine Peso?
Yes, most major money transfer services allow direct-to-bank deposits. You will typically need the recipient's full name, bank account number, and the appropriate bank code (like SWIFT/BIC, IBAN, or local routing number).