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Wise vs Western Union

A detailed comparison to help you choose the best money transfer service.

Wise

Wise

(2)

Leading money transfer with mid-market rates

✓ Pros

  • Real exchange rates
  • Low transparent fees
  • Fast transfers
  • Multi-currency account

✗ Cons

  • Limited cash pickup options
  • Verification can take time
Western Union

Western Union

(1)

Global network with cash pickup

✓ Pros

  • Massive global network
  • Cash pickup everywhere
  • Brand trust
  • Multiple payment options

✗ Cons

  • Higher fees
  • Poor exchange rates
  • Slow online transfers