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Wise vs Western Union
A detailed comparison to help you choose the best money transfer service.

Wise
(2)
Leading money transfer with mid-market rates
✓ Pros
- • Real exchange rates
- • Low transparent fees
- • Fast transfers
- • Multi-currency account
✗ Cons
- • Limited cash pickup options
- • Verification can take time

Western Union
(1)
Global network with cash pickup
✓ Pros
- • Massive global network
- • Cash pickup everywhere
- • Brand trust
- • Multiple payment options
✗ Cons
- • Higher fees
- • Poor exchange rates
- • Slow online transfers