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Wise vs PayPal
A detailed comparison to help you choose the best money transfer service.

Wise
(2)
Leading money transfer with mid-market rates
✓ Pros
- • Real exchange rates
- • Low transparent fees
- • Fast transfers
- • Multi-currency account
✗ Cons
- • Limited cash pickup options
- • Verification can take time

PayPal
(0)
Easy transfers via Xoom
✓ Pros
- • Easy to use
- • Trusted brand
- • Good for small amounts
✗ Cons
- • High fees
- • Poor exchange rates
- • Hidden costs